In April 2025, new term deposits attracted1 (Infographic 1) totalled MDL 4,441.1 million, increasing by 9.4% as compared to March 2025. Deposits attracted in domestic currency recorded a share of 56.2% and totalled MDL 2,494.4 million, decreasing by 16.5% compared to the previous month. Deposits attracted in foreign currency totalled MDL 1,946.7 million, being 81.3% lower than in the previous month.
Infographic 1. Developments in new deposits attracted
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The average nominal interest rate on domestic currency deposits increased by 0.26 percentage points (p.p.) compared to the previous month to the value of 4.83%. The average nominal interest rate on foreign currency deposits increased by 0.06 p.p. to the value of 1.33%.
In terms of maturity, deposits with maturities from 2 to 5 years (61.2%) and deposits with maturities from 6 to 12 months (16.1%) had the largest share in total term deposits.
Individuals’ deposits amounted in April 2025 to MDL 2,971.0 million, decreasing by 3.1% compared to the previous month (Infographic 2). The most requested were deposits with terms from 2 to 5 years (52.8% of the total deposits of individuals) and deposits with maturities from 6 to 12 months (23.1%). Compared to April 2024, deposits in the national currency of individuals increased by 80.6%, while those in foreign currency increased by 36.6%.
Infographic 2. Individuals’ new term deposits
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The average interest rate on deposits attracted in domestic currency from individuals increased by 0.46 p.p. to the value of 5.16%, compared to the previous month. At the same time, the average interest rate on foreign currency deposits increased by 0.17 p.p. to the value of 1.35%.
In April 2025, businesses’ deposits in domestic currency (Infographic 3) decreased by 25.4%, while those in foreign currency increased by 3.4 times, compared to the previous month. Businesses’ deposits in domestic currency amounted to MDL 537.0 million, while those in foreign currency – MDL 924.4 million. Compared to April 2024, deposits in domestic currency of businesses increased by 2.4%, while those in foreign currency increased by 3.5 times.
Infographic 3. Businesses’ new term deposits
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The average interest rate on deposits attracted in domestic currency from businesses decreased by 0.50 p.p. compared to the previous month, reaching 3.65% and the average interest rate on foreign currency deposits decreased by 0.24 p.p. to the value of 1.30%.
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Developments in LOANS market in April 2025 [5]
Statistical data [6]
1. The press release is made based on reported information according to the Instructions on the preparation manner and presenting reports regarding the interest rates applied by the Moldovan banks, approved by the Decision of the Executive Board of NBM no.331/2016. The notions and terms used in the press release, especially new deposits, legal persons, individuals and individuals that practice the activity have got a well-defined meaning in the contracted Instruction.
Note: In the infographics the aggregated data may not correspond exactly to the sum of components because of the mathematical rounding.