In January 2026, the volume of cash receipts in banks vaults exceeded the volume of cash releases from the banking system by MDL 96 million.

New loans granted in January 2026 amounted to MDL 5,254 million, of which 64.5% were contracted by businesses and individuals engaged in economic activities and 35.5% by individuals.

New deposits attracted in January 2026 amounted to MDL 24,746 million, with 68.2% placed by the businesses and individuals engaged in economic activities and 31.8% by individuals.

The banking supervision priorities for 2026-2027 reflect the need for banks to remain resilient to geopolitical risks, macroeconomic uncertainties, and risks related to their core activities.

In 2025, the volume of cumulative cash releases from bank vaults exceeded the volume of cumulative cash receipts in the banking system by MDL 5,960.7 million.

In December 2025 the monetary base amounted to MDL 87,029.7 million, which represents an increase by 6.8% compared to November 2025 and by 5.3% compared to the same period of the previous year.

In December 2025, new loans granted amounted to MDL 7,785.0 million, increasing by 12.3% as compared to the previous month.

New term deposits attracted in December 2025 totalled MDL 4,942.2 million, increasing by 38.6% as compared to November 2025.

According to preliminary data, in Quarter III, 2025, the current account of the balance of payments recorded a deficit of US$ -867,12 million, the capital account recorded a net inflow amounting to US$ 19,73 million, and the financial account recorded a net inflow of US$ 947,18 million. As of 09/30/2025, the international investment position amounted to US$ -7 496,25 million, while the gross external debt totaled US$ 11 600,42 million.

According to preliminary data, in Quarter III, 2025, the current account of the balance of payments recorded a deficit of US$ -867,12 million, the capital account recorded a net inflow amounting to US$ 19,73 million, and the financial account recorded a net inflow of US$ 947,18 million.

The net international investment position, as of 09/30/2025, recorded US$ -7 496,25 million and increased by 23,4%, while the ratio to GDP accounted for 38,1%, by 4,7 p.p. more as compared to the end of 2024.

According to preliminary data, the gross external debt of the Republic of Moldova increased by 12,4% during the nine months of 2025 and totaled 11 600,42 million as of 09/30/2025, which is 58,9% as a ratio to GDP (+2,2 p.p. as compared to 12/31/2024).

In January-November 2025, the volume of cumulative cash releases from bank vaults exceeded the volume of cumulative cash receipts in the banking system by MDL 4,607.0 million.

In November 2025, new loans granted amounted to MDL 6,930.5 million, decreasing by 1.6% as compared to the previous month.

New term deposits attracted in November 2025 totalled MDL 3,566.1 million, decreasing by 20.3% as compared to October 2025.

The financial situation of the banking sector remains robust, highlighting the ongoing efforts of the National Bank of Moldova (NBM) to strengthen stability and increase confidence in the banking system.

In October 2025, new loans  granted amounted to MDL 7,044.4 million, decreasing by 2.7% compared to the previous month.

New term deposits attracted in October 2025 totalled MDL 4,475.9 million, decreasing by 1.5% as compared to September 2025.

In January-October 2025, the volume of cumulative cash releases from bank vaults exceeded the volume of cumulative cash receipts in the banking system by MDL 4,210.9 million.