In line with our commitment to transparency and data protection for our users, the National Bank of Moldova (BNM) presents the following policy on the use of cookies on its official website:
Cookie Usage Policy
The website www.bnm.md prioritizes data confidentiality and security, and completely restricts the use of cookies if the user does not permit their collection. The site will use all cookies from its technical inventory only after obtaining the user's consent. These include: UserSession, fontCookie, desktop_version, bnm_coins_expansion, node_stat, statistics_time, statistics_tooltip, has_js, _gat, _ga, _gid, BNM_menu_hints, as well as cookies associated with Google Analytics. The site maintains its commitment to protect the confidentiality and security of this data in accordance with standards and best practices in the field. Users have the right to withdraw their consent at any time, having the ability to manage their cookie preferences directly from the settings of their internet browser.
It is important to emphasize that the site does not use this data for third-party purposes derived from monitoring browsing behavior, recording searches, etc., which could violate the user's privacy. BNM uses cookies to improve page performance, increase content loading speed, ensure normal operation of information presentation modules, enhance browsing experience and user comfort, as well as to identify the most optimal web solutions for informing and financially educating the public.
About cookies: Useful information
What is a "cookie"?
A "cookie" is a small file saved on the user's device when visiting a website.
What is their role?
Cookies allow websites to provide a personalized experience for users. For example, on the BNM site, if you choose a certain font size, it will be remembered for your next visit.
What advantages do cookies bring?
The use of cookies brings numerous benefits that contribute to an improved browsing experience. Here are some of the advantages of accepting cookies:
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Speed: Many of the speed optimizations of a website are possible thanks to cookies. They allow the site to remember essential information, thus making pages load faster on subsequent visits.
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Personalization: Cookies allow you to see a website adapted to your preferences. Whether it's the font size, preferred language, or themes, the saved settings provide a more pleasant experience.
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Enhanced functionalities: Some site functions, like saved searches or browsing history, depend on cookies to work efficiently.
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Consistent experience: Cookies ensure a smooth transition between web pages, maintaining your settings and preferences, so you don't have to make adjustments on each page you visit.
Thus, while you have the freedom to control the use of cookies, by accepting them, you ensure a much smoother and more tailored internet browsing experience to your personal needs.
Are there risks?
A cookie cannot access or read other information on your device. However, a vast collection of cookies can provide details about online behavior, which is why some security programs may decide to periodically eliminate them.
Can I control the use of cookies?
Yes, users have the ability to control or limit the use of cookies through their browser settings. Most browsers offer options to accept, refuse, or delete cookies. However, it is important to understand that refusing or disabling cookies can negatively impact your browsing experience. If you decide to refuse cookies:
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The site may become slower, as certain optimizations dependent on cookies will be deactivated.
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Personal preferences, such as font size or language settings, will not be saved, forcing you to re-enter them on each visit.
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Some advanced or customized functionalities of the site might not work correctly or at all.
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Certain sections of the site, especially those requiring authentication or personalization, may become inaccessible.
Therefore, while it is your right to control the use of cookies, we recommend accepting them to benefit from a complete and efficient browsing experience.
BNM renews its commitment to protecting its users' cookie settings and thanks you for your trust.
