The Governor of the National Bank of Moldova (NBM) took part in the official opening of the "Bucharest Leaders' Summit: A roadmap to the future" event, held in Bucharest from November 3 to 21, 2025. The event, which serves as a platform for debating projects, ideas, and experiences, as well as innovative solutions for a secure and sustainable future, brought together representatives of Romanian state institutions, ambassadors, and prominent figures from the financial and banking sector.

In her address, the Governor emphasized Moldova's firm path toward the European Union and the key role of the NBM as a catalyst for the country's economic and financial transformation.

"For the citizens of the Republic of Moldova, the European path is not just a political choice, but a choice for the future of new generations—prosperity, democracy, and peace. European integration is not just a political process, it is a profound transformation of the country's economic and financial infrastructure," stated Ms. Anca Dragu.

The NBM Governor highlighted the structural change in Moldova's economy—from heavy dependence on agriculture in 2001 (a quarter of GDP) to a diversified structure today, with services reaching 58% of GDP and a notable contribution from the IT sector of about 8%.

Ms. Anca Dragu also mentioned that the NBM is at the frontline of reforms, with specific responsibilities in implementing the Reform Agenda in the context of European integration:

• Regulation of Crypto-Activities: By June 2027, the NBM will adopt and implement a regulatory framework for crypto-assets and virtual asset service providers, aligned with European legislation (MiCA Regulation).
• Private Sector Development: By December 2026, measures will be implemented to increase the transparency and quality of data managed by credit bureaus.
• Modernization: Financial Infrastructure and Payments: The launch of the MIA Instant Payments system in 2024 revolutionized bank transfers.
• Accession to SEPA (Single Euro Payments Area): On October 6, 2025, Moldova became an operational member of the European payments area, generating estimated annual savings of over €20 million.
• A major indicator of digitalization: In the first quarter of 2025, the value of cashless payments exceeded, for the first time, cash withdrawals.

The Governor of the Central Bank emphasized that the National Bank of Moldova, alongside its objective of maintaining financial stability, plays an active role in facilitating the economic and social transformation of the Republic of Moldova. A good example is the development of the first National Financial Inclusion Strategy, an inter-institutional cooperation project scheduled to be implemented in the middle of next year.

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