If the economy is the body of a country, then the banking system is the heart that keeps it alive. And for 34 years, the National Bank of Moldova has been this heart, beating sometimes at a fast pace, sometimes with tension, but always with the strength to keep beating for the good of the country.

Not all stages have been easy. There have been moments of imbalance, but true resilience lies in the ability to rebuild with wisdom and integrity.

Today, the NBM is a modern, independent, transparent, and visionary institution that guides Moldova's path towards a strong and European economy. We are an active participant in the European Union accession process, a project that, beyond reforms and convergence, represents the guarantee of peace, stability, and a shared future in the European family.

The reforms of recent years — the introduction of the MIA instant payment system, acceptance into the SEPA space, the fight against illicit financing, and the digitalization of banking processes — are not just technical achievements. They are signs of a new heartbeat: one that is healthy, European, and transparent.

At the heart of this effort are the professionals in the banking system, those who bring stability, rethink financial instruments, and build a banking system that is safer, more transparent, and closer to the people.

Over the past 34 years, the NBM has had reliable friends by its side: central banks with which it has shared common values, particularly the National Bank of Romania, as well as trusted international partners such as the European Union, the International Monetary Fund, the World Bank, and other institutions that have supported us through dialogue, trust and genuine cooperation.

However, the most important partner remains the citizen. In recent years, more and more people have crossed our doors: at the NBM museum, at public events, and at financial education sessions. This shows us that there is a genuine desire to connect, to learn, and to engage in understanding the economic mechanisms that influence our lives.

I want to thank all my colleagues in the banking system for their professionalism, courage, and competence. Through your work, you offer more than stability, you offer trust.

We face an ambitious agenda: European integration, digital innovation and the strengthening of a financial system that supports sustainable economic growth and the well-being of every citizen. And we are ready to build it together, with great courage and determination.

Thank you for choosing to turn stability into a mission and progress into an unwavering direction.

Together, you have given meaning and confidence to Moldova's European journey.

Happy anniversary, National Bank of Moldova!

Anca Dragu
Governor of the National Bank of Moldova